The GSAP-NA platform supports merchants processing in the US, Canada, Mexico, & Bermuda.  For merchants processing on GSAP-NA, please note the following:

• Check/ACH and HMS Gift transactions are not available for US merchants at this time
• HMS Gift transactions are supported for Canadian merchants
• EMV Parameter Download may not be handled by Portico; please contact your representative for information
• Multi-use tokenization is supported; please contact your representative for information
• For merchants using CreditTxnEdit, the request may either contain final (completion) EMV tags or other updates
• For merchants using Incremental Authorizations, the initial transaction must be a CreditAuth
• Batch management may be handled by either the host or Portico; see Batch Processing

For merchants processing in Canada, please note:

• Canadian debit transactions are processed via Interac; see Interac Processing for further details
• There are different options for routing for UnionPay transactions; see UnionPay for further details

For merchants processing in Mexico, please note:

• Installment Payments may be supported via CreditAuth and CreditSale transactions; see Installment Payments for further details
• For GPN-Mexico JV merchants:
  • Card on File is not supported
  • Cashback may be requested on credit transactions, for local Mexican-issued cards only
    • CreditAuth and CreditSale requests may include cashback amount in the request; approval is determined by the issuer
• For GPN-Mexico FEVO merchants:
  • Card on File is supported
  • For eCommerce merchants, the Add to Batch amount may not exceed 15% of the original authorized amount
  • Partial approvals are not allowed
    • Portico ensures all requests are formatted to the host to request full approval only
  • Cashback may be requested on credit transactions, for local Mexican-issued cards only
    • CreditAuth and CreditSale requests may include cashback amount in the request; approval is determined by the issuer
    • To be approved, the full amount of the transaction plus the Cashback amount must be available for the cardholder
  • The Thank You Points loyalty program is supported